Wedding insurance expands as nuptials get pricier. More Americans buying wedding insurance today.
Wedding Planning: Wedding Insurance 101. Also In This
Too Much For Life Insurance.Life Insurance Solutions For Everyone! Miami Dade, Broward,
Palm Beach County South Florida
Palm Beach County South Florida
The insurance is offered by a small number of U.S. companies. Insurers declined to provide data on the number of customers beyond saying they are growing steadily. It can cover losses from issues ranging from bankrupt wedding halls to cancellations forced by unexpected military deployments. Travelers says issues with vendors account for about a quarter of the claims, with most of those related to issues with photographers or videographers. Insurance// Financial Solution// Investment // Money- The Millionaire's Mindset---
Though you might not want to think about it, disasters can strike
your wedding day. From a sudden cancellation to stolen gifts to a
damaged gown, wedding insurance can help protect you against the
unforseen, and can also afford you great peace of mind. But what exactly
is wedding insurance -- and how does it work? Here's the inside scoop.
What Is Wedding Insurance?
Basically,
wedding insurance protects a couple's investment from circumstances
beyond their control, and reimburses expenses incurred.
For example, what if your limo driver doesn't show up and you have to bo
HOMEOWNERS INSURANCE: How to Insuring Your Home's Structure and Protecting
Your Home & Personal Property...
How to save money on home insurance?
How to insuring Groups of Valuable Items? What is Guest Medical Insurance?ok another one the morning of the wedding -- for three times the price?
Your Home & Personal Property...
How to save money on home insurance?
How to insuring Groups of Valuable Items? What is Guest Medical Insurance?ok another one the morning of the wedding -- for three times the price?
Or what if the groom's custom-made tuxedo is lost in airport baggage, and he has to buy a new one the day before the wedding?
What if your reception space goes out of business a month before the
wedding, and you lose your deposit and have to book another space?
These are the types of big-day financial losses that wedding insurance can help to protect. .Health Care
Affordable Health
Care for America Act // NEWS-LETTER. // Automobile
------------------
How Much Does Wedding Insurance Cost?
A
basic insurance policy that covers loss of photos, videos, attire,
presents, rings, and deposits usually costs anywhere between $155 and
$550, depending on the amount of coverage you want. General liability
insurance, which covers up to $1,000,000 for accidents, costs around...
Do You Really Need Wedding Insurance?
Before
you buy wedding insurance, check with your each of your vendors to see
how well they're covered -- your reception site or your caterer may
already have their own insurance, so you wouldn't want to pay for
overlapping coverage out of your own pocket. Ask your vendors for a copy
of their policy, and then figure out where you aren't fully covered.
HOMEOWNERS INSURANCE: How to Insuring Your Home's Structure and Protecting Your Home & Personal Property... How to save money on home insurance?
How to insuring Groups of Valuable Items? What is Guest Medical Insurance?
How to insuring Groups of Valuable Items? What is Guest Medical Insurance?
When Should You Get Weddin g Insurance?
The sooner the better. Let's say you put a deposit on your wedding reception hall 12
months prior to your wedding date and then it burns to the ground a few
weeks before the big day. With wedding insurance, you'll be sure to get
your deposit back. But note: most insurance companies have limitations
on how far in advance you can purchase insurance.
What Does Wedding Insurance Cover?
Problems with the site, weather, vendors, key people, sickness, or injury are the top concerns come wedding day.
There is usually a specified maximum amount, which can be claimed under
each section, and a deductible also applies. Be sure to find out the
details of your insurance plan. ''Tern Life IInsurance / Cash-Value Life Insurance. Which One Is The Best And Why?
- Site: Check to see if your ceremony and reception site is already insured. If it's not, wedding insurance can cover the cost arising out of unavoidable cancellation (such as damage or inaccessibility to the ceremony site), if your reception hall is unable to honor your reservation because it has burned in a fire, experienced an electrical outage, or just plain closed down. Sometimes this policy covers the rehearsal dinner site, too.
- Weather: Any weather conditions which prevent the bride, groom, any relative whose presence at the wedding is essential, or the majority of the guests from reaching the premises where the wedding is to take place. Insurance covers rescheduling the wedding and all the details involved -- such as ceremony flowers, tent rental, and reception food. ''What Are The 12 Great Benefits, & Advantages Of Owning A Life Insurance Policy?
- Vendor No-show: What if essential wedding people -- the caterer or the officiant, for example -- fail to show up? A wedding insurance policy usually covers cancellation or postponement of the wedding for these reasons.
- Sickness or Injury: Wedding insurance may also include sickness or injury to the bride, groom, or anyone essential to the wedding.
- Military or Job: It's true,
military personnel may be shipped out at a moment's notice. Wedding
insurance can cover postponement of the we..Term Insurance Advantages, Term Insurance General
Knowledge. Buy the Term, and invest the difference. Learn More... - dding due to the bride or groom suddenly getting called to military duty.
- This can also apply to a last-minute corporate move -- i.e. the bride's company suddenly relocates her to another city.
Wedding Insurance Doesn't Cover...
- A change of heart. In other words, cold feet don't count.
- Watches, jewelry, or semi-precious gemstones or pearls (even if they are attached to clothing) may not be covered.
- While your wedding rings may be covered by the policy, your engagement ring probably will not. ..Life Insurance Quote. Find out if You Pay too much for
Your Insurance, Or Check How Much You Can Pay For a Life Insurance...
Additional Coverage
Couples
can take out supplemental policies to defend against damages incured by
other wedding-related items such as photography, videography, and
gifts.
- Photography: Some policies pay to retake the photographs after the fact if the photographer fails to appear or the original negatives are lost, damaged, stolen, or not properly developed.
- Some policies will pay to re-stage the event -- with the principal participants so that pictures can be retaken. A policy may also pay costs for rehiring a photographer, buying a new wedding cake, and new flowers.Preneed insurance : What Is Pre-Need Insurance? Travel/accident insurance. CREDIT LIFE INSURANCE: What is Credit Life Insurance?
- Videographer: When a videotape produced by a professional videographer is damaged (he or she used faulty materials for example), a policy usually pays a certain amount to have either a video montage created, a video compilation made of the photographs and other wedding memorabilia, or, if possible, a retaking of the official video at a restaging.
- Gifts: Whether they're mailed to your home or handed to you on your wedding day, valuable items like gifts are something else you might want to consider insuring. Think about a party crasher lifting unattended presents from your reception. . Guaranteed issue. WHAT IS Guaranteed issue life insurance? -
- Gift coverage pays to repair or replace non-monetary gifts that are lost, stolen, or damaged. A police report is usually required for stolen gifts. The damage or theft generally has to take place within a limited time period (ranging from 24 hours to seven days depending on the specific policy) before or after the wedding, in order to be covered.
- Attire: This coverage pays to repair or replace the bridal gown or other special attire when it is in your possession and is lost, stolen, or damaged (including financial failure of the bridal store). Special attire usually includes the clothing and accessories bought or rented that are to be worn by the bride, the groom, and attendants at the ceremony. Term life insurance vs. whole life insurance. Which is a better choice for you?Term life insurance policies serve a purpose. So do whole life insurance policies.
- Personal Liability: Personal liability covers bodily injury or property damage caused by an accident that occurs during the course of the wedding (your best man trips and falls on his way up to the mike to roast you or Uncle Murray suffers a Harvey Wallbanger wall banger).
- Medical Coverage:
This covers reasonable medical expenses (up to the policy's limits) for
each person who is injured during the covered events from a cause of
loss, which would be covered by your personal liability. '' LIFE INSURANCE 101 Understanding Life Insurance what you really want to know about Life insurance...
- Honeymoon: Your honeymoon can cost as much as a new car. But before buying travel insurance to protect your investment, see if your credit card and/or homeowner's policy covers you if your luggage gets lifted, your trip is delayed, or you have to cancel.
- If not, you can a buy separate, trip-only policy. Call your insurer, or ask your travel agent for details. Also, certain wedding insurance packages include optional travel insurance for your honeymoon.
Things to Consider
Every
insurance policy and every wedding scenario is different. Be sure to
talk to your insurance agent -- and have him or her explain the nuts and
bolts to you. You want to make sure you and your sweetie understand
every detail of your policy.
-----------------
. Guaranteed issue. WHAT IS Guaranteed issue life insurance? -
'Life Insurance FREE QUOTE, FAST & EASY''''Find Out How Much You Can Save On Life Insurance- 'REQUEST A FREE QUOTE
TODAY'' Find Out If You're Paying Too Much For Life Insurance.
Term life insurance vs. whole life insurance. Which is a better choice for you?Term life insurance policies serve a purpose. So do whole life insurance policies.
'' LIFE INSURANCE 101 Understanding Life Insurance what you really want to know about Life insurance...
Life Insurance FREE QUOTE, FAST & EASY''''Find Out How Much You Can Save On Life Insurance- 'REQUEST A FREE QUOTE TODAY'' Find Out If You're Paying
Too Much For Life Insurance.Life Insurance Solutions For Everyone! Miami Dade, Broward,
Palm Beach County South Florida
' INSURANCE 101: EVERYTHING YOU NEED TO KNOW ABOUT INSURANCE; NOW IS YOUR CHANCE TO KNOW HOW TO SAVE
MONEY ON YOUR INSURANCE! :
People Are Protecting Their Special Day With Wedding and Event Insurance
Your
wedding is a magical day that you hope will be perfect. Sometimes
reality has other plans. No matter how carefully you plan your wedding
day, circumstances beyond your control may cause you loss or hardship.
That’s why it’s a good idea to protect your special day with wedding
insurance.
Wedding cancellation insurance
Insurance for weddings helps protect your financial
investment if you’re forced to cancel or reschedule for a covered reason
or if your wedding takes place as scheduled but you experience a
covered damage or loss to your wedding dress, rings, photos/video or
more.
Wedding cancellation insurance also offers these additional benefits:
- Protection against lost deposits due to vendor bankruptcy during the planning process
- Reimbursement of non-refundable deposits if you cancel or postpone for a covered reason
- Includes the rehearsal dinner if held within 48 hours of your wedding
- Variable coverage options
- Available for purchase up to 15 days prior to your wedding day
Wedding liability insurance
Our
specialty liability insurance for your wedding provides important
liability protection for the bride and groom and their parents as well
as your venue. It protects against property damage, bodily injuries and
alcohol-related accidents caused by a vendor or guest that may arise
during the rehearsal dinner, wedding ceremony and reception.
Wedding liability insurance also offers these benefits:
- Coverage is for both you and your venue, if requested
- Variable coverage limit options
- Certificate of Insurance can be emailed directly to the venue
-------------------
No comments:
Post a Comment